74% of self-made millionaires in America, not only in this generation and in this century, but in the last century as well, come from self-owned businesses.

99% of self-made millionaires come from these four categories: self-owned businesses — 74%; senior executive positions — 10%: doctors, lawyers and other professionals — 10%; and salespeople and sales consultants — 5%.

First, decide what it is that you really enjoy doing and then throw your whole heart into doing it extremely well. There is a direct relationship between excellent performance and the kind of high income that leads to financial independence.

Second, be perfectly honest with yourself on an ongoing basis. Is what you are doing right now going to lead you to financial independence, or do you have to begin making some serious changes in your work and in your life? Whatever your answer, take action on it immediately.